# Discounts

**Discount Rate:** Merchants who choose to top up their accounts with PayMin’s native token will receive a generous 20% discount on transaction fees.\
**Discounted Fee Rate:** By using the PYMN token, the transaction fee is reduced from 0.4% to 0.30% per transaction.\
**Additional Loyalty Discount:** Merchants who hold and stake PYMN tokens for over six months can qualify for an additional 10% discount on fees, bringing the rate down to as low as 0.27% per transaction.

## Pricing Table

<table data-full-width="true"><thead><tr><th>Transaction Amount (USD)</th><th width="210">Fee Without PayMin</th><th>Fee With PayMin</th><th>Top-Up Methods</th></tr></thead><tbody><tr><td>Up to 15,000</td><td>Free</td><td>Free</td><td>PYMN</td></tr><tr><td>Above 15,000 (up to 50,000)</td><td>0.40%</td><td>0.30%</td><td>ETH, USDT, BTC, PYMN</td></tr><tr><td>50,000 to 100,000</td><td>0.35%</td><td>0.25%</td><td>ETH, USDT, BTC, PYMN</td></tr><tr><td>Above 100,000</td><td>0.30%</td><td>0.27%</td><td>ETH, USDT, BTC, PYMN</td></tr></tbody></table>

## Additional Features

* **Token Staking:** Merchants can stake their PYMN tokens to earn rewards, effectively reducing their transaction costs. The longer the staking period, the higher the rewards.
* **Yield Rewards:** Staked tokens remain flexible, allowing merchants to earn yield on their PayMin while having the option to convert earned tokens into fiat or other cryptocurrencies as needed.
* **Volume-Based Rewards:** Merchants with an annual transaction volume exceeding $500,000 qualify for exclusive rebates, receiving a portion of their transaction fees back in PayMin tokens.
* **Top-Up Process:** Merchants can conveniently top up their accounts at any time via the PayMin dashboard, with seamless integration for ETH, BTC, USDT, and PYMN tokens.
* **Transaction Fee Application:** All fees are automatically deducted from processed payments, ensuring smooth transactions without the need for manual fee payments.

By offering a variety of top-up options, substantial discounts for using PYMN tokens, and additional features that incentivize staking and volume, PayMin aims to create a user-friendly and rewarding payment ecosystem for merchants.

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